Humanitarian Aid
Deliver aid faster, without exposing
Disaster can strike in seconds. Financial assistance needs to respond just as fast. But most distribution methods are slow, inaccessible, or expose those receiving it. Private stablecoins offer a more effective way to deliver funds.
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Talk to an Expert
See what private stablecoins can do for your program
Our team works directly with impact-driven organizations to help them take advantage of private stablecoins. Tell us about your context and we'll show you what's possible.
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Increasing impact and mitigating risk
When a crisis hits, people need resources within days. But financial aid often takes weeks to arrive. Banking systems stall at borders, unstable local currencies collapse, and for those most in need, traditional finance sometimes can't reach them at all.
When Afghanistan's payment system was cut off in 2021, the UN resorted to physically flying in more than $2.9 billion in cash.4 Upon arrival, money still had to move through a local system that increased the chances of it ending up in the wrong hands through systemic corruption, recipient extortion, and other forms of exploitation.
Stablecoins were meant to fix this, and in many ways they have. Financial support that once took up to 45 days to send now settles in under one.3 This happens at a fraction of the cost, reaching anyone with a basic phone and internet connection.
However, most stablecoins run on public blockchains, where every transaction is visible to anyone, forever. For donors, transparency can help verify the impact of funds. But for the recipient, that same visibility can make them more vulnerable, increasing the possibility of extortion, coercion and targeted violence.
That is the bind no system has ever resolved. Traditional finance is too slow and hard to reach, and digital solutions force a tradeoff: the transparency that satisfies auditors is the exposure that puts vulnerable people at risk. Every system built so far has sacrificed one for the other.
Private stablecoins are designed to solve this, delivering relief that is fast, accessible, and private, while maintaining transparency only for those who require it.
The advantage of private stablecoins
Aleo is home to the world's first private and programmable stablecoins, allowing organizations to move money in seconds, and reach anyone with a phone.
Every disbursement stays verifiable for donors while the people who receive it stay protected. Here are some of the advantages:
Fast settlement
Payments settle in seconds, not days. Cross-border aid that once took weeks to reach people now arrives almost instantly.
Cost effective
With minimal technical overhead and the ability to program how money flows, transfer fees are minimal. So, more of every dollar reaches the people who need it.
No bank needed
Recipients only need a basic phone and an internet connection. Funds reach people the traditional banking system has left behind, with no account required.
Codified privacy
Privacy is built into the code itself, not added on top. Zero-knowledge proofs confirm every payment without revealing who sent it, who received it, or how much.
Selective disclosure
Privacy is programmable, so organizations decide exactly what to reveal and to whom. Donors and regulators get a complete, verifiable record. No one else sees a thing.
True ownership
Financial assistance arrives directly in the recipient's hands, with no intermediary. People hold and control their own funds from the first disbursement, building a foundation of financial autonomy.
How Aleo compares to alternative disbursement options
finance
blockchains
privacy coins
Talk to an expert
Tell us about your organization and what you're trying to solve. Our team will get in touch to show you how private stablecoins fit your program.
Information Hub
Resources to learn more
Documentation, deep dives, developer tools, and research on the technology powering private aid delivery.
The world's first private, programmable stablecoins.
USDCx and USAD bring Aleo's zero-knowledge privacy to fully-backed stablecoins, so financial support moves privately with a financial asset organizations can trust.
Build on the private payment layer.
Dive into the developer documentation, open tooling, APIs, and ZK primitives that let your team integrate private payments into any platform.
Leaders in financial privacy policy conversations.
Aleo's team has authored foundational research on how private digital payments can meet regulatory and compliance standards.
FAQ
Common Questions
Sources
- 1 Devex — "United Nations Taps Blockchain to Speed Up Aid" (2023)
- 2 World Bank — "COVID-19 Boosted the Adoption of Digital Financial Services" (2022)
- 3 Mercy Corps Ventures — "How Stablecoins Transformed Aid in Syria: 96% Faster, 60% Cheaper" (2024)
- 4 ProPublica — "U.N. Has Flown More Than $2.9 Billion in Cash to Afghanistan Since the Taliban Seized Power" (2024)